SALARY V DIVIDEND CALCULATOR

Run a limited company? See how much you could take home, and the mix of salary and dividends that keeps the most in your pocket. Enter your company's profit before paying yourself, and the calculator tests every salary level for you. Figures use 2026/27 tax rates (6 April 2026 to 5 April 2027)

£

Profit after all your other business costs, before any salary or dividends to directors.

Where do you live?
£

With two or more directors, each takes the same salary and dividends are shared equally. Other income means income outside the company, such as rent or another job.

More options

Other companies under the same control. They share the corporation tax limits.

£

Paid by the company. Reduces corporation tax. Not counted in take-home.

£

Leave blank to pay out all profit after tax. Anything above this stays in the company.

For illustration only. These figures are estimates based on 2026/27 tax rates and the assumptions below. They are not tax advice, and your own circumstances can change the answer.

Best mix

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At the best mix

Compare salary levels

Common salary levels side by side. Negative figures are deductions.

£20,000

Take-home at every salary level

Total cash to the director after all taxes.

Want us to check your numbers?

Every company is different. We'll look at your profits, shareholdings and plans for the year and recommend the right mix for you. Email hello@pmaaccountants.co.uk or call 0203 189 1736.

Get in touch

How the figures are worked out

  • Salary is taxed through payroll: income tax plus employee National Insurance (8%, then 2% above £50,270). The company pays 15% employer National Insurance above £5,000.
  • Dividends are paid from profit after corporation tax and are taxed at 10.75%, 35.75% or 39.35%, after a £500 allowance.
  • Corporation tax is 19% on profits up to £50,000 and 25% above £250,000, with marginal relief in between. A 12-month accounting period is assumed.
  • Scottish taxpayers pay Scottish rates on salary and other income. Dividends are taxed at UK rates.
  • Personal allowance of £12,570 is reduced by £1 for every £2 of income over £100,000.
  • State Pension: a salary of at least £6,708 a year counts towards your State Pension without you paying employee National Insurance.
  • Not included: profits kept from earlier years, losses, savings income, student loans, the High Income Child Benefit Charge, Gift Aid and personal pension contributions.
  • Rates can change. Figures use 2026/27 rates published by HMRC and the Scottish Government. The Autumn Budget may change rates from April 2027.